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Legal Notice

1. Consent

By accessing the website of RBS Coutts Bank Limited, you acknowledge your agreement with and understanding of the following terms of use ("Terms of Use") and the Privacy Statement . If you do not agree to the Terms of Use and the Privacy Policy, you are not permitted to access this website.

The Royal Bank of Scotland International Limited (trading in Jersey as RBS Coutts Channel Islands and in Isle of Man as RBS Coutts Isle of Man) and RBB Coutts (Cayman) Limited are affiliates of RBS Coutts Bank Limited and are regulated respectively in Jersey, Guernsey, Isle of Man and the Cayman Islands.  Neither RBS International trading as RBS Coutts Channel Islands and RBS Coutts Isle of Man, nor RBS Coutts (Cayman) Limited offer banking or investment products directly but can arrange for these services to be provided by RBS Coutts Bank Limited.

2. Limited Access; Restrictions on Offer and Solicitation and Distribution

This website is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject RBS Coutts Bank Limited to any registration or licensing requirement within such jurisdiction (restrictions apply in particular to citizens or residents of the United States of America). Nothing on this website shall constitute an offer or a solicitation of an offer to buy or sell any products or services, including but not limited to any securities, financial instruments or other investments or investment advice. The information in this website is descriptive of RBS Coutts Bank Limited as a whole and the services, securities and financial instruments described may not be suitable for you or available in the jurisdiction in which you are located, or may only be available through a branch or an affiliate of RBS Coutts Bank Limited that is properly licensed to offer such services, securities or financial instruments in such jurisdiction.

RBS Coutts Bank Limited will not treat users of this website as its clients by virtue of them accessing it. Users of this website should seek the advice of their independent financial adviser prior to taking any investment decision on the basis of any information contained herein and no information herein constitutes general or specific investment, legal, tax or accounting advice of any kind.

The information contained on this website may relate to the products and services of a person or entity that is located in a jurisdiction other than that in which you are located. Accordingly the rules for the protection of private customers that apply in the jurisdiction in which you are located may not apply in relation to such products and services.

3. Risk Considerations

Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Investing entails risks, including possible loss of principal. The price of, value of and income from securities or financial instruments can fall as well as rise. Certain investments are subject to high volatility, and may experience sudden and large falls in their value. Losses may equal or exceed your original investment. Foreign currency-denominated securities and financial instruments are subject to fluctuations in exchange rates that may have a positive or adverse effect on the value, price or income of such securities or financial instruments. Some investments may not be readily realisable and it may be difficult to sell or realise those investments. Similarly it may prove difficult for you to obtain reliable information about the value, or risks, to which such an investment is exposed.

4. No Guarantee

Information and opinions presented in this website have been obtained or derived from sources believed to be reliable but RBS Coutts Bank Limited makes no guarantees, representations or warranties (either express or implied) and accepts no responsibility or any liability, where legally permissable, as to the accuracy or completeness of the information provided. RBS Coutts Bank Limited may have issued other reports that are inconsistent with, and reach different conclusions from, the information presented in this website. Those reports reflect the different assumptions, views and analytical methods of the analysts who prepared them and RBS Coutts Bank Limited is under no obligation to ensure that such reports are brought to your attention.

5. No Liability

RBS Coutts Bank Limited and its contracting parties will not be liable for any direct or indirect losses, damages or special or consequential damages, including those due to negligence, arising out of or in connection with access to or use of this website or associated links, or the impossibility of such access or use; this also applies where RBS Coutts Bank Limited has been made aware of the possibility of these damages or of the defectiveness of the data and software.

6. Material Interests

RBS Coutts Bank Limited and/or its board of directors, executive management and employees my have or have had interests or positions in, traded or invested in investment products referred to in this website. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided services for the issuers of such investment products or are engaged or will engage in activities for these issuers, e.g. as directors or managers.

7. Links to other Websites

This website may contain links, addresses or hyperlinks to other websites that are not operated or monitored by RBS Coutts Bank Limited. Should you activate such links, you leave the RBS Coutts Bank Limited website at your own risk. RBS Coutts Bank Limited has not reviewed such websites and does not accept any liability for their content, the offered products or services or any other offers.

8. Confidentiality

Please note that when using any internet facility, such as this website, data are transmitted over an open network, hence RBS Coutts Bank Limited cannot guarantee the confidentiality of any communication or data transmitted. When disclosing any personal data via an open network, you should remain mindful of the fact that it is potentially accessible to others, and consequently, can be collected and used by others without your consent.

9. Copyright; Ownership of Website

The entire content of this website, except where otherwise stated, is subject to copyright with all rights reserved. RBS Coutts Bank Limited reserves all rights with respect to copyright and trademark ownership of all material on this webpage. Nothing on this website shall be construed as granting any license or right to use any image, trademark, service mark or logo. Downloading, copying or printing individual pages and/or parts of this website is permitted for personal use only, and will not transfer title to any software or material on this website to you. Explicit attribution to RBS Coutts Bank Limited must be made in the event that the material, or any part thereof, is reproduced in any form, written or electronic. Furthermore, any reproduction, re-publication or distribution of this material requires the express consent of RBS Coutts Bank Limited.

10. Applicable Law

Access to and use of this website as well as this Legal Notice is subject to the laws of Switzerland. The exclusive place of jurisdiction is Zurich, Switzerland.

11. Amendments

RBS Coutts Bank Limited reserves the right to amend these Terms of Use or its Privacy Statement from time to time and without prior notice. It is recommended that you review information contained on this website regularly for changes.

© RBS Coutts Bank Limited. 2007 - Privacy Statement

The Royal Bank of Scotland International Limited (RBS International) trading as RBS Coutts Channel Islands. Registered Office: P.O. Box 64, Royal Bank House, 71 Bath Street, St. Helier, Jersey JE4 8PJ. Regulated by the Jersey Financial Services Commission for carrying on deposit-taking business under the Banking Business (Jersey) Law 1991, and for carrying on investment and insurance business under the Financial Services (Jersey) Law 1998.  Jersey business address: 23-25 Broad Street, St Helier, Jersey JE4 8ND.

Regulated by the Guernsey Financial Services Commission and licensed under the Banking Supervision (Bailiwick of Guernsey) Law, 1994, as amended, the Insurance Managers and Insurance Intermediaries (Bailiwick of Guernsey) Law, 2002, and the Protection of Investors (Bailiwick of Guernsey) Law, 1987, as amended. Guernsey business address: P.O. Box 62, Royal Bank Place, 1 Glategny Esplanade, St. Peter Port, Guernsey, GY1 4BQ.

Trading in the Isle of Man as RBS Coutts Isle of Man. Licensed by the Isle of Man Financial Supervision Commission for banking and investment business and registered with the Insurance and Pensions Authority in respect of general business.  Business address: Royal Bank House, 2 Victoria Street, Douglas, Isle of Man IM99 1NJ.

RBS Coutts Trustees (Channel Islands) Limited. Registered Office: 23-25 Broad Street, St. Helier, Jersey JE4 8ND. Regulated by the Jersey Financial Services Commission for carrying on trust company business.

RBS Coutts (Cayman) Limited. Registered office: Coutts House, 1446 West Bay Road, PO Box 707, Grand Cayman KY1 - 1107, Cayman Islands. Licensed under the Banks and Trust Companies Law (2007 Revision).