Important Information


The value of investments, and the income from them, can go down as well as up, and you may not recover the amount of your original investment. Past performance should not be taken as a guide to future performance. Where investments involve exposure to a foreign currency, changes in rates of exchange may cause the value of the investment, and the income from it, to go up or down.  In the case of some investments, there is no recognised market for them and it may therefore be difficult for you to deal in them or obtain reliable information about their value or the extent of the risks to which they are exposed. This document is not intended as an offer or solicitation to buy/sell securities or any other investment or banking product, nor does it constitute a personal recommendation.

Certain aspects of our service may be performed through, or with the support of, different members of the Royal Bank of Scotland Group. Issued by RBS Coutts Bank Ltd, Stauffacherstrasse 1, P.O. Box, CH-8022 Zurich, Switzerland and approved for the purposes of Section 21(2)(b) of the UK Financial Services and Markets Act 2000 by Coutts & Co, which is authorised and regulated by the Financial Services Authority. Neither RBS Coutts Bank Ltd, nor any of the other non United Kingdom RBS Coutts companies or non United Kingdom offices of Coutts & Co, is an Authorised Person subject to the rules and regulations made under the UK Financial Services and Markets Act 2000 for the protection of investors, and compensation under the UK Financial Services Compensation Scheme will not be available in respect of investment business transacted with them. Before contemplating a transaction in any RBS Coutts investment Product, you should have read the relevant prospectus and consulted with your financial advisor. Not all products and services offered by the individual RBS Coutts companies are available in all jurisdictions, and some products and services may be available only through particular RBS Coutts companies. Please note that deposits placed with any of the non United Kingdom RBS Coutts companies do not fall within the scope of the UK Financial Services Compensation Scheme established under the UK Financial Services and Markets Act 2000.

RBS Coutts Bank Ltd, Singapore branch is a merchant bank approved as a financial institution under the Monetary Authority of Singapore Act, Chapter186 of Singapore and an exempt Financial Adviser under the Financial Advisers Act, Chapter 110 of Singapore and an exempt capital markets services licence holder under the Securities and Futures Act, Chapter 289 of Singapore. The registered address for RBS Coutts Bank Ltd, Singapore Branch is 50 Raffles Place, #06-01 Singapore Land Tower, Singapore 048623.

RBS Coutts Bank Ltd, Hong Kong branch is an authorised institution within the meaning of the Banking Ordinance (Cap. 155, the laws of Hong Kong) and a registered institution (CE Number: ABR813) under the Securities and Futures Ordinance (Cap. 571, the laws of Hong Kong) carrying on Type1 (dealing in securities), Type 4 (advising on securities) and Type 9 (asset management) regulated activities. The registered address for RBS Coutts Bank Ltd, Hong Kong Branch is 26/FAIG Tower, 1 Connaught Road Central, Hong Kong.

Coutts Offshore Europe Limited. Registered Office: PO Box 6, 23-25 Broad Street, St. Helier, Jersey JE4 8ND. Regulated by the Jersey Financial Services Commission for carrying on investment and trust company business. Regulated by the Guernsey Financial Services Commission for carrying on investment business. Trading in Jersey as RBS Coutts Channel Islands. Business address in Isle of Man:
PO Box 59, Royal Bank House, 2 Victoria Street, Douglas, Isle of Man IM99 1DU. Licensed by the Isle of Man Financial Supervision Commission for investment and corporate service provider business. Trading in the Isle of Man as RBS Coutts Isle of Man.

Coutts (Cayman) Limited. Registered Office: Coutts House, 1446 West Bay Road, PO Box 707, Grand Cayman KY1-1107, CAYMAN ISLANDS. Licensed under the Banks and Trust Companies Law (2007 Revision). Coutts (Cayman) Limited is not regulated by the Cayman Islands Monetary Authority in its conduct of securities investment business. Trading as RBS Coutts Cayman.

Coutts & Co. Registered in England. No. 36695.
Registered Office 440 Strand, London,WC2R 0QS.